Top Issues Before Tax Preparation During Tax Preparation After Tax Preparation Current Year Past Year
Receiving Your Refund

If you've filed your taxes and are entitled to a refund, the IRS gives you several options for
receiving it.


When you mail your return to the IRS, you'll generally receive your mailed refund check within 6 to 8 weeks. If you e-file your return, you should receive your refund check within 3 weeks.

Direct Deposit

E-file your return, and the IRS will generally deposit your refund in your bank account within 8 to 15 days. If you mail in your return, direct deposit generally takes 5 to 7 weeks.

When you choose direct deposit, you also have the option to split your refund among 2 or 3 different financial accounts, such as a savings account or an IRA, held by up to 3 financial institutions. To take advantage of the new split refund option, fill out Form 8888.

Refund Products from H&R Block Tax Offices

When you get your taxes prepared in an H&R Block office, we'll provide you ways to receive your refund or save for you future. Plus, our warranty services guarantee you're completely satisfied.

H&R Block Emerald Prepaid MasterCard® - Put your refund on the Emerald Card so you can make purchases anywhere MasterCard® debit cards are accepted.

Refund Anticipation Check - Have your tax preparation fees taken out of your refund, so you pay nothing out of pocket. Plus, you can get the balance of your refund as a check or direct deposit approximately 8 to 15 days later.*

Refund Anticipation Loan - Receive a loan check or direct deposit in the amount of your anticipated federal tax refund (minus bank and H&R Block fees) within 1 to 2 days after filing your return. Plus, your H&R Block tax preparation fees are paid out of the loan, so you pay nothing out of pocket.**

For more information, contact your H&R Block tax professional.
*Provided by HSBC Bank USA, N.A. or HSBC Trust Company (Delaware), N.A. At participating offices. Fees and additional terms and conditions apply.

**Subject to credit approval. Credit provided by HSBC Bank USA, N.A., or HSBC Trust Company (Delaware), N.A. An account fee and a finance charge are charged by the lender. Amount received may be reduced by debt owed for a prior refund anticipation loan and fees owed to H&R Block. At participating offices. Those who e-file with direct deposit typically receive refunds in 8-15 days.